← Amiovox.ai

Empathetic voice AI for patient financial engagement.

VoxCare recovers the small patient balances every other channel walks past — with an AI voice cascade that sounds like your billing office, never a collector. HIPAA-eligible. Hospital-approved. Priced to align with what actually gets recovered.

The Write-Off Gap

Every hospital has a bucket of good debt getting treated like bad debt.

Collection agencies typically need several hundred dollars of expected recovery per account to break even on placement, skip-tracing, and compliance overhead — so sub-threshold balances get declined or ignored. Internal billing staff are stretched across higher-dollar priorities. And hospitals are increasingly wary of the reputational risk of sending patients to an aggressive third-party collector over a small amount. The result: a growing pile of balances that aren't uncollectible — just abandoned, because no existing channel is cheap enough or gentle enough to pursue them.

<40% of patients can pay their medical bill in full at the point of service
Majority of hospital bad-debt write-offs now originate from insured patients
~40% higher hospital bad debt and charity care nationally than 2022 levels
How It Works

A voice-first cascade, escalating only when it has to.

Never sound like a collector. Always make paying easy. Escalate cost only when AI voice alone hasn't resolved it.

Day 0

AI Voice Outreach

VoxCare places a warm, hospital-branded call referencing the visit and remaining balance. Natural two-way conversation, IVR payment capture by phone — no human involved.

Day 4

Second Attempt

A second AI voice call at a different time of day, with a short payment-plan option offered if the balance still hasn't been resolved.

Day 8+ · Exceptions Only

Live Agent

Only accounts that need a human — disputes, hardship, payment-plan negotiation — reach a small live-agent team inside NCC. The exception path, not the default one.

Day 30

Reconciled

Every account is paid, on a plan, or returned to the hospital's system of record with full contact history. Nothing held indefinitely. No credit bureau reporting, ever.

Optional

SMS add-on, available on request. For hospitals that want a text channel alongside voice, VoxCare can enable branded, two-way SMS through XBert AI — layered onto the same consent and tone rules as voice. It supplements the cascade; it doesn't replace it.

Why It Works

Priced to reach balances agencies structurally can't.

A traditional collection agency's cost structure — letters, live-agent calls, skip tracing, compliance overhead — needs a few hundred dollars of expected recovery per account just to break even. VoxCare's marginal cost per voice contact is a fraction of that, so it can profitably work accounts as small as $25–$50 — while live-agent time, the one genuinely expensive channel, stays reserved for the minority of accounts that actually need it.

Illustrative — one mid-size hospital
Sub-threshold accounts loaded / month1,500
Average balance$180
Blended recovery rate~20%
Recovered per month~$54,000
The Brand Promise

"VoxCare will never make a hospital's patients feel chased."

Every message is hospital-approved before it goes out. No credit bureau reporting. No legal action. No collections language — ever.

  • HIPAA-eligible infrastructure, governed by a signed BAA
  • Hospital approves every script and tone before launch
  • Opt-out honored immediately, on every channel
  • Hardship routes straight to financial-assistance, not pressure
Simple, Aligned Pricing

You pay meaningfully only when patients pay.

Platform Fee

Flat & predictable

A flat monthly fee, tiered by hospital bed count or account volume, covering infrastructure, account loading, and compliance overhead regardless of recovery.

Pilot Program

90 days, low risk

Reduced or waived platform fee on a limited account cohort, with full reporting transparency and a return-to-hospital guarantee on unresolved accounts.

Ready to talk?

Whether you're exploring a pilot or want to see the numbers for your own hospital, tell us a bit about what you're looking for.

Opens your email client, addressed to hello@amiovox.ai.